I saw this article and rather than bookmark it I thought I could just have it here for easy reference.  It was written for Photoshop but I use Paint Shop Pro and felt I could do the same.  It's just so complicated in Photoshop when web-developers need to be able to run several programs at the same time and simplicity is king.

In PaintShop Pro you would simply:

1. Insert text as floating, leave the selection on
2. Create a new layer beneath
3. Go to Selection > Modify > Expand > 10 px
4. Fill this selection with another color (in the example below: dark grey)
5. Add the brush with the same color to that layer...